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About FairFirst

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Who we are ?

We are FairFirst Mortgages, “Your trusted financial partner,” a truly trusted mortgage and protection advisory business with a deep commitment to providing suitable mortgage and protection solutions to help you achieve your homeownership dream.

Our story is defined and crafted by our promise to deliver the best service to our clients. We aspire to nothing less than excellence, striving for the best outcome for our clients.  Our ability to find innovative ways to make mortgages simple has served our clients well.

Expert Market Knowledge

Finding the best mortgage deals for you.

Experienced Advisors

Trusted advice for every circumstance.

Bespoke Mortgage Solutions

Tailored support for your unique needs.

Flexible Appointments

Meet face-to-face, online, or by phone.

Your
FCA Registered Mortgage Experts

FairFirst Mortgages is registered with the Financial Conduct Authority under Firm Reference Number 1030960. Company registered in England and Wales, Company Number 15771027.

FairFirst Mortgages is an appointed representative of OSL Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority under FRN 94851.

Sandun Gunasekara

Sandun Gunasekara

Director & CEO
"Helping families plant roots in UK soil isn’t just our business, it’s our personal mission.”

Our Leadership

With over 25 years at the forefront of UK banking, Sandun brings a rare combination of strategic insight and hands-on leadership. His career highlights include: Corporate Leadership in Finance, Insurance, and Retail companies

Specialist in retail banking strategy, multi-site operations, and business transformation

  • Proven success in streamlining financial operations and driving cost efficiencies
  • Strategic Vision
  • Architect of high-impact sales and marketing strategies that consistently exceed targets
  • Skilled in identifying growth opportunities and scaling operations
  • Led cross-functional teams managing multimillion-pound budgets
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Email Sandun
Our Values guide our actions

Integrity

We act with integrity, respect, and responsibility.

Integrity

We act with integrity, respect, and responsibility.

Expert

Experienced experts turning insight into wealth growth.

Expert

Experienced experts turning insight into wealth growth.

Commitment

We act boldly, responsibly, and keep our promises.

Commitment

We act boldly, responsibly, and keep our promises.

Confidence

We innovate today for a better tomorrow.

Confidence

We innovate today for a better tomorrow.

Privacy Policy Complaints

FAIRFIRST MORTGAGES LIMITED Registered office address: 71-75 Shelton Street, Covent Garden, London, Greater London, WC2H 9JQ.

FAIRFIRST MORTGAGES LIMITED is an appointed representative of OSL Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority under FRN 948512.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at customers based in the UK.

At FairFirst Mortgages, our fee structure is designed to reflect the level of service and expertise we provide, while remaining transparent and fair to our clients. For a single client applying for a mortgage, our standard application fee is £495. For joint applications, the standard fee is £695. These application fees are non-refundable and cover the initial consultation, mortgage advice, research, and submission of your mortgage application.

In cases where the mortgage is more complex such as those involving specialist lending, adverse credit, self-employment, multiple income sources, or unique property types we may charge an additional fee. This fee is based on the level of complexity and the time and workload involved, ranging from 1% up to a maximum of 2% of the property value. This additional charge will always be fully discussed and agreed with you in advance, before we proceed.

For all fee arrangements, 50% of the total agreed fee is payable at the point of recommendation, once we present you with a tailored mortgage solution. The remaining 50% is payable upon receipt of your formal mortgage offer from the lender

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