Landlord Insurance – fairfirsttest.spicykitchenfarms.com

Edit Template

Landlord Insurance

Home - Services - Landlord Insurance

Landlord insurance is insurance for landlords to protect their property and themselves (i.e., their liability). Most landlords are required to take out landlord insurance for each property they rent out, but landlords with large rental property portfolios may be able to get single cover for all properties.

Types of landlord insurance

There are three main types of landlord insurance, namely building insurance, contents insurance and liability insurance. Some policies will include extras and add-ons that provide landlords with further protection.

How much does it cost?

The cost of landlord insurance will differ based on your rental properties and your needs. The number of prospective tenants and the location of the property can also influence costs.

How to make a claim?

To make a claim on any landlord insurance policy, you should contact the policy provider directly unless told otherwise.

Landlord insurance policy – key terms

Perils – this term is used to describe items or events the policy covers.
Excess – this term refers to the amount you will need to pay towards repairs and replacements.
Sum insured – this term refers to the maximum figure an insurer will pay you for one claim.
Exclusions – these are the items or events not covered within the policy.

Get in Touch with Us!

Ready to take the next step? Contact us today and our friendly team will connect you with a personalised mortgage adviser.

Registered Address

71-75 Shelton Street, Covent Garden, London, Greater London, WC2H9jq

Office

The Gate House, Gatehouse, Aylesbury, Hp19 8BD

Hotline

0208 090 5270

WhatsApp

0754 967 5825

Privacy Policy Complaints

FAIRFIRST MORTGAGES LIMITED Registered office address: 71-75 Shelton Street, Covent Garden, London, Greater London, WC2H 9JQ.

FAIRFIRST MORTGAGES LIMITED is an appointed representative of OSL Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority under FRN 948512.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at customers based in the UK.

At FairFirst Mortgages, our fee structure is designed to reflect the level of service and expertise we provide, while remaining transparent and fair to our clients. For a single client applying for a mortgage, our standard application fee is £495. For joint applications, the standard fee is £695. These application fees are non-refundable and cover the initial consultation, mortgage advice, research, and submission of your mortgage application.

In cases where the mortgage is more complex such as those involving specialist lending, adverse credit, self-employment, multiple income sources, or unique property types we may charge an additional fee. This fee is based on the level of complexity and the time and workload involved, ranging from 1% up to a maximum of 2% of the property value. This additional charge will always be fully discussed and agreed with you in advance, before we proceed.

For all fee arrangements, 50% of the total agreed fee is payable at the point of recommendation, once we present you with a tailored mortgage solution. The remaining 50% is payable upon receipt of your formal mortgage offer from the lender

© 2026 FairFirst Mortgages. All Rights Reserved. Powerd By Digit Art Digital